Rahmat Alfiansyah Nasution

Summary

Rahmat Alfiansyah Nasution co-founded PunyaPeran in 2022 and leads product development, shaping how PunyaPeran's solutions are designed, prioritized, and brought to market. He brings over five years of enterprise-grade product ownership from PT Bank Central Asia (BCA), where he leads development on myBCA and BCA Mobile, Indonesia's largest digital banking platforms.

Professional Experience

Jul 2022 - Present

PunyaPeran

Co-Founder

Jakarta, Indonesia

Co-founded PunyaPeran and brings enterprise-grade product ownership experience from banking into the company's product organization.
Guides companies in implementing social responsibility programs using a Creating Shared Value (CSV) approach.
Built and manages a database of more than 300 SMEs across regions including Yogyakarta, Bali, South Sulawesi, and West Kalimantan.
Leads product roadmap and prioritization, balancing new capabilities with platform reliability and delivery cadence.

Sep 2021 - Present

PT Bank Central Asia Tbk (BCA)

Product Owner

Jakarta, Indonesia

Leads end-to-end development of BCA's mobile and internet banking platforms, myBCA and BCA Mobile.
Manages payments and purchases, QRIS, online savings account opening, card services, tokenization (Visa, Mastercard, Global Wallet), and biometric verification.
Coordinates third-party integrations across telco, switcher, and aggregator partners, and collaborates with BCA's subsidiaries on joint product development.
Strengthens platform reliability and customer trust through enhanced fraud detection and cybersecurity controls.
Led the transformation of Sakuku and BCA by Phone into more scalable, ecosystem-ready platforms.

Apr 2019 - Feb 2021

Kve Indonesia

Founder & CEO

Malang, Indonesia

Founded an e-commerce and crowdfunding platform connecting Indonesian coffee and cocoa smallholder farmers to buyers and funding.
Facilitated market access and revenue generation for farmers by introducing and selling their agricultural products.
Established partnerships and provided educational support to more than 10 coffee farmer groups.
Won four national-scale business model competitions.

Education

Aug 2017 - Jul 2021

Universitas Brawijaya

Bachelor of Business Administration, Finance

Malang, Indonesia

Majored in Finance with a 3.58/4.00 GPA and a "Very Satisfactory" predicate.
Served as a Laboratory Assistant and Teaching Assistant for three years, fostering entrepreneurship and academic development among students.

Organizational Experience

Entrepreneurship and Innovation Laboratory, Universitas Brawijaya

Led the Community Engagement Department, driving student awareness through social media, collaboration activities, and mentoring. Recognized as "Most Outstanding Department of the Year" and "Head of Department of the Year."

Aug 2019 - Jan 2021

Brawijaya Startup Action

Supervised student startup competitions and incubation programs at Universitas Brawijaya, guiding aspiring entrepreneurs in refining their ideas and business models.

Nov 2019 - Apr 2020

Espriex Business Model Competition

Competed in an Asia-Pacific business model competition run in direct collaboration with Brigham Young University, Harvard University, and Stanford University.

Jan - Apr 2020

Creativepreneur Local Youth Innovation

Youth empowerment program with local youth organizations, equipping participants with business tools for economic independence.

Jan - May 2019

School of Business Model Canvas

Instructed participants on applying the business model canvas to their own entrepreneurial ideas.

Mar - May 2019

Achievements

1st Winner, Equitech National Business Model Competition

Oct 2019 · Bali, Indonesia

2nd Winner, Festival of Agroindustry (FOA) National Business Model Competition

Sep 2019 · Bogor, Indonesia

2nd Winner, GREATS National Business Plan Competition

Oct 2020 · Malang, Indonesia

Best Business Paper, Pekan Andalas Business Plan Competition

Nov 2020 · Padang, Indonesia

Outstanding Student Charter, Brawijaya University Student Executive Board

Nov 2019 · Malang, Indonesia

Grounded Business Coaching, The Indonesian Board of Grounded Business Coaching

Jul 2018 · Malang, Indonesia

Skills

Product Ownership Product Development Digital Payments (QRIS & Tokenization) Fraud Detection & Cybersecurity Mobile & Internet Banking Business Strategy Entrepreneurship Agile Project Management Cross-functional Leadership Problem Solving Decision Making Graphic Design Photo & Videography